Territory/Team Credit Manager (TCM) – Home Loan & LAP

Location

Jamnagar, Gujarat, India

Salary

Not specified

Company

Akash pawar

Job description

Role & Company / Project Overview: ICICI Home Finance is hiring for the position of Territory/Team Credit Manager (TCM) specializing in Home Loans (HL) and Loan Against Property (LAP) in Jamnagar, Gujarat. This role presents an exceptional opportunity to accelerate your career in Housing Finance and Retail Lending within a credit-focused leadership position, managing critical credit evaluation and decision-making processes across HL and LAP portfolios. Key Responsibilities & Daily Duties: • Handle critical credit evaluation and underwriting across Home Loan and Loan Against Property portfolios. • Conduct mandatory and detailed Personal Discussions (PD) with clients. • Perform sound credit assessment, risk analysis, and retail lending decision-making. • Manage portfolio quality and ensure adherence to credit policies and regulatory standards. Required Qualifications, Skills & Experience: • 3+ years of relevant experience in Home Loan (HL) & Loan Against Property (LAP). • Strong and mandatory Personal Discussion (PD) experience. • Educational Qualification: MBA in Finance or CA (Chartered Accountant). • Sound understanding of credit assessment, underwriting, and retail lending. • Candidates with strong local market knowledge preferred. • Preference will be given to local candidates and early joiners. Working Hours, Shifts & Location Details: • Location: Jamnagar, Gujarat, India. • On-site retail lending / finance branch role. Compensation & Benefits: • Competitive corporate compensation based on industry standards. Application Instructions: • Interested candidates should share their updated CV via email with the subject line: 'Application – TCM | Jamnagar | HL & LAP'.